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Mortgage rates fell all across the board this week with as the housing continues to rebound. The thirty year fixed averaged 4.83% with .07 points, its lowest level in six weeks. The average on the 30-year fixed was 4.98% three weeks ago and 6.04% at this time last year. …

There is no doubt that we are currently going through very challenging financial times. And it is in these times that we need money the most. We have to pay our rent, phone and cable bills, gas bills and so much more yet we hardly have any cash in our …